Living with Celiac Disease

2 weeks ago I was diagnosed with Celiac Disease. Lots of people told me how sorry they were to hear it. Others said “that’s the end of eating normal foods.” What I have discovered is that after only 2 weeks or so of changing my diet, I feel much better. I’ve stopped eating any wheat, rye, barley or oat products. I carefully read labels on items before buying them, and I make my own bread. I have found that most processed gluten free foods don’t taste very good. Gluten free breads are dry and dense; as opposed to my freshly baked gluten free bread which is moist, but still dense. I eat more fresh fruits and veggies and well as grass fed hamburger. My Celiac nutritionist has educated me on how to eat out at restaurants safely, and where to shop for a wide variety of gluten free foods. I don’t feel like I’ve lost out on anything other than feeling horrible after I’ve eaten something containing wheat. I’m learning to live with my new lifestyle and I’m educating my family so they understand why I have to eat a certain way now. As a bonus I’ve lost 3 pounds and I feel 100% better than I have in a long time.

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News Flash: Lenders Are Busy

News Flash: Lenders Are Busy.

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Rhode Islands Summer Guide For Fun

I’ve been thinking about all the fun things RI has to offer this summer.  Trying to schedule time to go to some of these events has become a daunting task.  There are so many fairs, festivals, restaurants, beaches, parades, concerts, waterfires, parks etc to choose from.  For anyone thinking of visiting our fair state, and for those natives looking for a little fun I hope you get some good ideas from my post.

June 2 Great Chowder Cook-off Newport, RI.   June 9 Gaspee Days parade Warwick, RI. & Waterfire Providence, RI.  June 16-17 RI National Guard Open House & Air Show Quonset Point North Kingstown, RI.  June 23-July 1 The America’s Cup World Series Races Newport, RI

July 5-9 Tall Ships- Newport, RI.   July 20-22 South County Hot Air Balloon Festival, South Kingstown, RI.  July 21-21 Warren Quahog Festival Warren, RI.   July 28-29 Newport Folk Festival,

 Aug 3-5 Newport Jazz Festival,  Aug 3-5 Charlestown Seafood Festival Charlestown, RI.  

These are just some of the events our lovely state has to offer.  There’s also the South County & Newport Beaches, Roger Williams Zoo, Newport Mansions, Providence Waterfires, the East Bay Bicycle Path for riding, and our National Parks for hiking and camping.

You don’t have to travel far to find great family friendly entertainment.  For those of you visiting out state I hope you enjoy your visit.  For us native Rhode Islanders let’s get out and enjoy our beautiful state!

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Memorial Day Weekend in Bristol, RI

We decided to spend some time in downtown Bristol today before my open house.  You certainly could tell that Memorial Day weekend is the beginning of summer in Rhode Island.  We went to lunch at a local restaurant and dined alfresco under a beautiful blue sky overlooking Narragansett Bay.  The nearby bike path was buzzing with bike riders, walkers and people roller blading.  What a wonderful way to start off the weekend.  As my open house got underway,  the streets were getting crowded with shoppers, diners, and people enjoying the warm summer day.  There was a nice cooling breeze coming off the bay and the Prudence Island Ferry had just docked and dropped off her passengers.  Several of the local restaurants, shops, art galleries, antique shops all had their doors thrown open to welcome the breeze and the visitors.  As I walked a couple of blocks downtown to collect my signs I noticed that most everyone appeared happy and relaxed.  They were smiling, laughing, holding hand while walking etc.  It made me think to myself just how lucky I am to live and work in Rhode Island.  Happy Memorial Day to everyone, and remember to Thank our Veteran’s.

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Why I started blogging

What’s the big deal about blogging, I wondered?  I kept hearing that real estate agents should have a blog about their speciality areas, their niche markets, and their geographic locations.  Why?  Who’s going to want to read about me in Rhode Island and how I specialize in helping Veterans with VA loans, and first time home buyers?  Turns out, a lot of people want to get to know that agent who may find them their perfect home or sell their existing house.  The internet is the place to be if you’re shopping for a house in this country (or even outside this country, I suppose).

The savvy consumer turns to the internet for information on everything from where’s the best place to retire, to how to train a puppy.  That being said, the internet is where savvy real estate agents need to be.  My blog is linked to Facebook, Twitter, my website ( just in case you were wondering, Pintrest, Linkin, and I’m sure I will find more places to connect to.  This is a fast pace, digital world we live in.  If you want to reach those clients who want and need your services, then commit yourself to spending time posting, blogging, tweeting and pinning.  Just do it!

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Latest Breaking News On The Housing Market

First up is some positive breaking news for the housing market. Shadow inventory of homes is declining, providing a dose of good news for the glum housing market. Shadow inventory, or homes on the verge of foreclosure, fell to 1.6 million units representing a five-months supply in July compared to 1.9 million units representing a six-months supply a year ago, according to CoreLogic. It’s a good sign that troubled homes, normally headed toward foreclosures, are getting sold faster. Lesser inventory will help stabilize falling prices on homes for sale. Of course we won’t be seeing a drastic change in numbers, but even a small percentage of troubled homes off the market is a blessing for sellers and the industry as a whole.
“The steady improvement in the shadow inventory is a positive development for the housing market,” CoreLogic Chief Economist Mark Gleming said in a press release. “However, continued price declines, high levels of negative equity and a sluggish labor market will keep the shadow supply elevated for an extended period of time.”
Housing Prices Increase, but not Enough

Some more indication of baby steps toward a market recovery. For the fourth consecutive month, home prices were on the upswing in July compared to the previous month. But the bump wasn’t good enough to give the market a clean bill of health, yet. According to data released by S&P/Case-Shiller Home Price Indices, home prices across 20 major urban areas in July remained flat when adjusted seasonally, and down 4.1 percent compared to a year earlier, despite showing a 0.9 percent gain. The trend of prices rising is a good sign, analysts said.
“With July’s data we are seeing not only anticipated monthly increases, but some fairly broad improvement in the annual rates of change in home prices,” said S&P’s David Blitzer, according to an AFP story. However, he said, “if you look at the state of the overall economy and, in particular, the recent large decline in consumer confidence, these combined statistics continue to indicate that the housing market is still bottoming and has not turned around.” Prices across the country were at the level of 2003, according to the report.
Mortgage Rates Continue to Slide

Here’s more music for the ears of potential homebuyers. Nudged by the Federal Reserve’s proposal to reduce borrowing costs, mortgage rates fell to the lowest in Freddie Mac’s recorded history this week. Rates on a 30-year-fixed loan hit an unimaginable 4.01 percent, down from 4.09 percent. On a 15-year loan rates dropped to 3.27 percent. The lucrative rates are aimed to lure consumers toward buying and refinancing their existing mortgages. Many are taking the bait. According to the Mortgage Bankers Association, there was a 9.7 percent rise in loan applications last week. However, a good section of consumers have not been able to take advantage of the rates because of stricter lending standards.
Existing Home Sales Drop

Some good news for buyers which turns out to be not-so-good news for sellers. Sale of existing homes dropped 1.2 percent in August, according to an index by the National Association of Realtors. The measure shows that sales dipped to 88.6 percent in August from 88.7 percent the prior month. The data, which takes into consideration signed contracts but unclosed deals, shows that the numbers are higher when compared to the same period last year, but that’s hardly a consolation since last year’s showing was affected by the expiration of a federal tax credit for homebuyers. Lawrence Yun, NAR chief economist in a press release blamed the numbers on an uneven market.
“The biggest monthly decline was in the Northeast, which was significantly disrupted by Hurricane Irene in the closing weekend of August,” he said. “But broadly speaking, contract signing activity has been holding in a narrow range for many months.” If you are looking to buy, now may be a time to get involved in the market, Paul Dales, senior U.S. economist for Capital Economics, told the Wall Street Journal. But, a lot of people have been unable to cash in on the situation, he said. Some analysts blame the job market and slipping consumer confidence. In these shaky times, many people prefer to rent than invest their savings on a new home.

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